How To Make Saving Money Fun And Exciting

Lots of people think that saving money is boring, not fun, they don’t want to do it, and so on.

I hope you’re not one of them, but if you are: that’s okay. I’m here to show you that saving money is FUN and EXCITING.

There are many that are paying off debt and saving for some kind of financial goal, and they’re simply getting tired of it. It’s the same thing month after month and they don’t have the motivation anymore.

The upside of making saving money fun is that you want to do it more often. If you’re learning to enjoy saving money, it will help you save more money and get ahead in the game.

How To Make Saving Money Fun And Exciting
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How To Make Saving Money Fun

#1: Make It A Game

If you want to make saving money fun, let’s make it a game. You can create a game around your financial goals, to keep yourself motivated.

Things that you can do include:

  • Create a budget and challenge yourself to stay below that, you can do this for every major spending category like groceries, gas, or utilities.
  • Challenge yourself to get as much healthy food at the grocery store for $30.
  • Challenge a friend or your partner: who can organize the best night out, spending a minimal amount of money.
  • Give yourself a no-spend challenge

Get creative! If you are looking at saving money as a way to be creative, it will feel more fun.

[Related Read: Why Frugality Is NOT Boring]

#2: Make Your Goals Real

Making your goals real is crucial when you’re trying to get motivated and want to make saving money fun.

Making your goals real can be done in several ways:

  • Create a sheet that represents your financial goal. For example, if you want to pay off $100,000 mortgage you can make a picture of a house and section it in 100 pieces. Every time that you move closer to your goal, you color a piece in.
  • Write your goal down on a piece of paper and bring it everywhere you go. If you put it in your wallet, you will be reminded before you’re doing a big purchase: is this what I want to spend my money on? How will this affect my goal outcome?
  • Start a blog – blogging helped me tremendously when I wanted to go off track on my financial goals. I am producing an expense statement every month, so that is what’s keeping me accountable throughout the month. If you’re interested in this,  you can start a blog for cheap with my 15-minute tutorial.
  • Make a vision board is what really helped me to know what I’m saving for. If you put your vision board somewhere you see it every day, it will keep reminding and motivating you. You can also create a digital vision board on Pinterest or put it on your desktop.

[Related Read: How I Live On Half My Income – And You Can Too!]

#3: Organize A No Spend Challenge

Give yourself a no-spend challenge. Go without spending any money for a few days, a week, or even a month! This is again a great way to let your creative side come out: when you have to get going for the week with what you already have, you would have to come up with some creative solutions.

You can do a challenge where you don’t buy any clothes for a year, no gas for a week, you don’t eat out, and so on.

I love no spend challenges, and I’ve participated in a monthly no spend challenge. For one month I didn’t spend any money, except for utilities and groceries. Also the grocery bill we were challenged to cut in half. It was challenging for sure, but I think a lot of the habits stuck and I still use them today.

A no spending challenge might help you to:

  • Learn how to prevent impulsive spending
  • Get motivated on your way to saving more money
  • Declutter and get rid of the things you don’t use
  • Realize where your spending problems lie

Read about what I learned from the no spending challenge in more detail here.

#4: Have Frugal Fun

The last step to truly making saving money fun is learning how to make frugal fun. We all have spent a little too much money on our entertainment budget, that’s okay.

From today on I want to challenge you to make frugality fun. There are many things you can do to have fun each month without spending too much money on it.

A few ideas for frugal fun:

  • Go for a walk
  • Go for a swim
  • Check out free things to do in your city (free festivals, free museums, free concerts)
  • Treat yourself
  • Go camping
  • Go for a bike ride
  • Take advantage of happy hours
  • Take a bath
  • Read your favorite book – mine is Rich Dad Poor Dad

There are so many things you can do to make saving money fun. If you’re in a savings rut and want to challenge yourself again, this should help you to get back on track!

What is your favorite way to make saving money more fun?

How To Make Saving Money Fun And Exciting

4 thoughts on “How To Make Saving Money Fun And Exciting”

  1. Awesome points. definitely agree with everything especially Gamification. I get a thrill with frugal wins and getting a high score (investing more at the end of the month)

    • Thank you, appreciate that! I also LOVE the frugal wins and getting to invest whatever is left over at the end of the month. Every month I surprise myself of how little I spend, it makes me feel amazing. Happy I’m not the only one!

  2. You’re so right. I love the challenge of setting a low budget and see if I can stay within it. I have a card in my purse which says, ‘Pay off the mortgage and retire early’ – an idea I got from the Frugalwoods. It’s a daily reminder of what I am aiming for.

    • Yes I’m also always up for the challenge. & I love the idea of the card in your purse. I’m doing the affirmations and mediation in the morning, but this would be a great constant reminder of your goals. I’ll start doing that as well!


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