Financial Independence

Move over American Express Platinum, the Venture X Credit Card is aiming for your customer base, and there are some interesting perks to switching over (or getting started). If you’re a traveler and love to rack up points, the Venture X credit card may help you get there faster. If you’re intrigued, read on and learn more about it! The Venture X Credit Card Venture X is by Capital One, and it aims to deliver all the travel perks to travel-hungry post-pandemic passengers. What is it about this … Read more

It wasn’t until the early 20th century that workers’ compensation laws gained momentum in state legislatures across the U.S. Before then, workers often had no recourse when they were injured in factories, railroads, offices, farms, and more. Today, even with stricter safety regulations across industries, workers’ compensation laws continue to offer important protections such as paying for medical costs and lost wages when employees are hurt or fall ill. Nurses and personal care aides account for nearly 15% of reported workers’ comp cases, but injuries and illnesses can … Read more

Are you an impulsive or a careful shopper? Do you plan your purchases or whip out your credit card on a whim? Your answers to these questions will make you see whether or not you have financial discipline.  Children usually resort to tears or tantrums when they do not get what they want. Fortunately, we all generally outgrow that stage, growing up into more mature and disciplined adults.  When it comes to personal finances, such self-control is especially important.  Knowing how to handle money matters is considered a … Read more

There are, quite literally, hundreds of thousands of people in the US who say they provide financial advice. These financial professionals and their firms loosely use the terms financial planner and financial advisor (interchangeably spelled adviser), among other titles you may see, including wealth manager, financial consultant, or financial analyst. Sadly, many financial professionals at these companies are little more than salespeople peddling proprietary financial products like insurance policies, high-cost mutual funds, and annuities. You can usually find competent financial advisors at all wealth management firms; The problem … Read more

Filling a Void There is no national education requirement for financial literacy in the US, leaving many Americans under-informed on topics such as saving, budgeting, and smart spending. Americans looking to fill this void are turning to the internet to source financial info, but obviously, some sources are better than others. (You should really check out On the Money and SoFi Learn!) In particular, TikTok has become a go-to source for personal finance tips. (You can even follow SoFi on TikTok! ) Textbook TikTok A staggering 80% of Americans aged 18 … Read more