If you need a little motivation to get through the week and need a little #FridayMotivation, let’s get you going with 11 inspirational money quotes that I love.
I have to admit that quotes can be very cheesy at times, but quotes have something about them that makes you think.
Whatever, I’ll stop talking. Let’s just get started!
11 Money And Happiness Quotes
Here are my favorite quotes on money and happiness. If you love them as much as I do, share them with your friends on Pinterest or Twitter!
Inspirational Money Quote #1 – Ayn Rand
“Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver”- Ayn Rand
Wherever you’re doing in life, money is just a tool. It pays for your utilities, your lifestyle, and it finances the things you love doing. However, you’re still in the driver’s seat. You have to switch gears, brake, gas, and take unexpected turns.
You have to take responsibility for your money. The best way you can do that is to make sure you have enough moves saved for when the unexpected turn comes. Read more about 25+ Saving Money Tips and 15 Tips to Living More Frugally.
Inspirational Money Quote #2 – Warren Buffett
“The stock market is designed to transfer money from the active to the patient” – Warren Buffett
This quote talks about patience. In particular, it’s about playing the long-term game so that you can collect your benefits in the future. Try to delay gratification and focus on the long term.
Even in times of market drops, keep to investing. I understand that investing in the stock market may be difficult at first. Overcome your fear of the stock market and be sure to start investing ASAP.
Warren Buffet has amazing wisdom, I love his stuff. He’s simple, has common sense, and doesn’t complicate things. Read here to 11 Lessons I Learned from Warren Buffett.
“There is a gigantic difference between earning a great deal of money and being rich.” – Marlene Dietrich
The most important thing is to live as radical as you can, doing the things you love in your life with 100% commitment and putting all your energy towards them. Simply put, do more of what you love and less of what you don’t.
I’m pursuing financial independence and early retirement because of this reason, so I can do more of what I love. That is exactly Why I Pursue Financial Independence. Live my dream life, spend time on my hobbies, and continue with this awesome blog!
Inspirational Money Quote #4 – Oprah Winfrey
“If you look at what you have in life, you’ll always have more. If you look at what you don’t have in life, you’ll never have enough.” – Oprah Winfrey
This is a typical example of an abundance mindset. If you focus on what you have, your attention shifts there. Where your attention goes, energy flows. As long as you’re paying attention to what you have, it will seem like you have more.
This is also true with regard to money. If you’re always striving for the next money goal, you’ll never have enough. Money is limitless, you can always have more.
Focus on the things that you have in life, be grateful for the things that money provides for you. It gives you a house to live in, a bed to sleep in, a car to drive in, food to eat, and events to enjoy.
If you want to change your money mindset, start here:
Money Quote #5 – Robert Kiyosaki
“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki
A powerful quote by Robert Kiyosaki, the writer of Rich Dad Poor Dad. It’s an amazing book that will teach you the sound basics of money, investing, and generating passive income.
If you haven’t read Rich Dad Poor Dad already, I recommend you read my article about 6 Lessons From Rich Dad Poor Dad Everyone Should Know.
Money Quote #6 – Albert Einstein
“Not everything that can be counted counts, and not everything that counts can be counted.” – Albert Einstein
It’s important to not only focus on all the quantifiable things in our life but also to pay attention to the small things. Living slower, enjoying time with family and friends, enjoy the moment, don’t worry, be happy.
It’s easy to get lost in the FIRE journey, wanting to get out as fast as possible. This is not the only thing that matters. If you’re saving as your life depends on it, you should be careful so still do the things you enjoy and not get too extreme.
Money Quote #7 – Suze Orman
“Stop buying things you don’t need, to impress people you don’t even like.” – Suze Orman
Many of us, myself included, buy things we don’t need to impress people we don’t like. What I learned, is that this might have to do with your confidence. Recently I had the insight that if you spend money on people, they don’t necessarily start to like you.
I started to spend money on things I truly valued, instead of spending money on things my friends truly valued. It has been a huge shift for me, so I would love for you to read my article about Money and Confidence As A Way To Living Your Best Life!
Money Quote #8 – Margret Bonnano
“Being rich is having money; being wealthy is having time.” – Margaret Bonnano
If you’re rich, you only have money. You can be rich and work 80 hours per week. Still, you would feel trapped. You don’t have the freedom to do whatever you want. But you have money. Are you truly wealthy?
If you’re truly wealthy, you have time. In today’s world, having time is more important than having money. Money can be earned, time can’t. We all have the same 24 hours in the day. Make use of it!
Money Quote #9 – Merryn Somerset Webb
“When I look at my savings account, I don’t see pounds and pence, I see freedom.” – Merryn Somerset Webb
Money is not only there to only buy you physical things. It’s also here to buy you time, like mentioned before. If you take back the time you have in a day, you take back your freedom!
That’s why it’s so important to focus on accumulating money over time – so that you can get back your freedom later!
One great way to start accumulating money over time is by starting to invest. Read here more about how to start investing in stocks, and click here to know more about low-cost index funds (hint: especially the low-cost part should appeal to you).
Another way to get freedom is to build in mini-retirements in your current life. You can do whatever you want in a mini-retirement, go traveling, or work on a passion project being two of those. Negotiating a mini-retirement is easier than you think. Don’t wait until retirement, enjoy life today!
Money Quote #10 – Coco Chanel
“There are people who have money and people who are rich.” – Coco Chanel
I love this quote so much, it reflects that being rich is not only a case of having money. It’s about mindset, about perceiving yourself as rich and sharing that with the world.
If you perceive yourself as rich and money as abundant, you will give it away to others. It’s not only about your money but also about your knowledge and your time.
That’s why I love blogging, so I can share what I learn with others in the world! Do you also want to start blogging, read here how you can start a blog – hint: it’s easy!
Money Quote #11 – Michael Leboeuf
“Waste your money and you’re only out of money, but waste your time and you’ve lost a part of your life.” – Michael Leboeuf
Basically, the Financial Independence community talks a lot about buying time instead of things. In my transition to valuing things less over the past few years, I’ve learned many things that I love to share with you.
Check out my articles about selling/donating my things, my transition towards minimalism, and I’m currently in a one-year clothing ban.
- Minimalist Living: Being Happy and Fulfilled In A Materialistic World
- 13 Things To Sell Around Your House To Make Money Fast
- 5 Reasons Successful People Wear The Same Clothes Every Day
- How I Haven’t Bought New Clothes In Years
- 6 Steps To Radically Declutter Your Home
Quotes always get me thinking, and I love compiling them. If you have any more quotes for me, let me know below!
Do you have a favorite quote?
Founder of Spark Nomad, Radical FIRE, Journalist
Expertise: Personal finance and travel content
Education: Bachelor of Economics at Radboud University, Master in Finance at Radboud University, Minor in Economics at Chapman University.
Over 200 articles, essays, and short stories published across the web.
Experience: Marjolein Dilven is a journalist and founder of Spark Nomad, a travel platform, and Radical FIRE, a personal finance platform. Marjolein has a finance and economics background with a master’s in Finance. She has quit her job to travel the world, documenting her travels on Spark Nomad to help people plan their travels. Marjolein Dilven has written for publications like MSN, Associated Press, CNBC, Town News syndicate, and more.