Need some extra cash? Maybe you’re eyeing a new gadget or just need a quick boost. So, you might be asking: “What can I pawn for $100?“
Pawning is a simple way to get money fast. You bring something valuable to a pawn shop, and theyโll give you a loan based on what itโs worthโno credit checks involved.
If the itemโs really valuable, you might need to prove you own it, since pawn shops have to make sure nothingโs stolen. Pawning can be a handy solution when youโre short on cash. If you’re considering it, hereโs what you need to know to get that $100 in your pocket!
What Can I Pawn for $100?
Hereโs a list of the top items you can pawn for $100:
1. Jewelry
Pawnshop owners love buying jewelry made from precious metals like gold and silver since their value often rises over time.
Customers can bring in their high-end jewelry to get a significant cash payout or a quick loan. You can resell these pieces at fair prices. Jewelry like gold or silver rings, bracelets, earrings, and necklaces typically start at around $100 for pawning.
2. Diamonds and Precious Gemstones
Diamonds and gemstones hold their value exceptionally well, much like precious metals. To get the most out of these stones, consider setting them in a design thatโs both unique and intricate, boosting their beauty and appeal.
3. Watches
A watch’s value hinges on factors like the brand, condition, and rarity. Brands like Rolex, Omega, and Patek Philippe are known to maintain their value. When youโre ready to pawn a watch, have it appraised by a professional to ensure you receive the highest possible value.
4. Accessories
Pawning accessories offers a quick way to get cash when you need it, with the option to reclaim your items later. Designer handbags, jewelry, and sunglasses can be particularly valuable. These items often hold their worth and have a strong resale market.
5. Firearms
Weapons are hot sellers at many pawn shops. If you have hunting firearms that you no longer use, pawning them could be a smart move.
Gun prices fluctuate, with rifles often being the priciest. But donโt overlook antique handgunsโthey can bring in a lot of cash, too.
You could walk away with a loan ranging from $100 to $500, depending on the firearm’s condition and model.
6. Audio Devices
Speakers, headphones, and microphones make excellent pawn items. High-end audio gear holds its value well, which can lead to a solid payday.
What you get for pawning these devices depends on several factors, like the brand, condition, and age of the item.
7. Power Tools
Need quick cash for an unexpected expense? Pawning power tools might be your go-to solution. These items are popular in pawn shops, thanks to their high value and widespread use across various industries. Brands like DeWalt, Bosch, and Makita are especially sought after, so you can expect a decent return.
Depending on the brand and condition, you could get anywhere from $30 to $200.
8. Musical Instruments
Got a high-quality guitar or violin lying around? You can use these instruments as collateral and get about 40% to 60% of their original value.
9. Mountain Bikes
If you’re looking to sell your mountain bike, expect to receive around 20% to 30% of what you originally paid. To boost its value, bring along any accessories like a helmet or lock.
10. Gaming Consoles
Gaming consoles, whether they’re older models or the latest releases, are always popular. Including accessories like controllers and games boosts their value.
You can typically pawn a gaming console for $100 to $400, depending on its condition.
11. Collectibles
Art pieces and collectibles can bring in anywhere from $100 to $200, or even more, based on their rarity, condition, and overall value.
12. Tools and Equipment
Tools and equipment cover a wide range of items, from gardening tools to culinary gear and construction equipment. While used items might start around $50, high-end or specialized equipment can be worth much more.
At a pawnshop, you can get a quick appraisal and receive a loan based on your item’s value. This way, you get the cash you need without having to sell your valuable equipment outright.
13. Kitchen Appliances
You can easily pawn kitchen appliances like blenders, mixers, toasters, and coffee makers for up to $100, depending on their brand, model, and condition. Clean and maintain them well to ensure you get top dollar.
14. Gym Equipment
Looking for quick cash? Consider pawning gym equipment. Depending on the type and condition, you can pawn used treadmills, ellipticals, weight benches, and other fitness gear for anywhere between $100 to $500.
15. Beddings
Quality bedding, such as mattresses, comforters, blankets, and sheets, can fetch you between $20 to $100 at a pawn shop. If youโve got bedding you no longer need, pawning it offers a simple way to turn it into cash. Plus, it frees up valuable storage space at home.
What Are the Best Things to Pawn?
Jewelry
Jewelry is one of the top items you can pawn, often fetching anywhere from $100 to $500. Itโs popular because of its high value, easy storage, and quick sale.
Pawn brokers especially love gold jewelry and anything crafted from precious metals or gemstones. Theyโre always ready to offer a fair deal on these.
Bikes
For bikes valued under $200, expect to get about 20% to 30% of their worth at a pawn shop. If your bike is worth more than $300, you could walk away with a bigger sum. Make sure to check for any technical issues beforehand. And for a better presentation, giving your bike a good clean wonโt hurt.
Collectibles
Collectibles can be tricky since some are worth much more than others. Before heading to a pawn shop, itโs smart to do some researchโcheck prices on WorthPoint or see what similar items have sold for on eBay.
Some collector’s items can be valued at over $500, so knowing what you have in hand can make a big difference when negotiating with a pawnbroker.
Tips To Get the Best Value at the Pawn Shop
Pawning can feel challenging, but with the right approach, you can maximize your returns. Follow these actionable tips to make the most of your experience:
- Locate the Ideal Pawn Shop
Start by researching local pawn shops online. Look at customer reviews to gauge their reputation. Choose a trustworthy shop with a reliable broker who deals fairly.
If you have a specific item, like an antique, search for a pawn shop that specializes in that type of merchandise. Specialized shops often offer better deals on items they know well.
- Pawn It Directly
When you sell your item outright to a pawn shop instead of pawning it for a loan, youโll often receive more money. This happens because the broker can sell the item immediately without waiting for a loan period to end.
Consider what youโre willing to sell to get the best price. Be strategic in selecting the items you bring.
- Be Prepared to Back Up Your Assertions
Bring proof of value when you pawn high-worth items, like jewelry. For instance, a certified appraisal from a jeweler can boost your bargaining power. If your item uses batteries, ensure theyโre new, so you can show that it works.
Original packaging can also increase your itemโs appeal and value.
- Bring Quality Items In
To get the best offer, bring items that are in demand and hold value. Donโt waste time trying to sell things that have little worth. Instead, think like a shop ownerโonly bring items that you know will sell.
For example, high-end watches like Rolexes or firearms can fetch about 75% of their market value. In contrast, appliances, video game consoles, and inexpensive tools often bring in less. Items like fur coats, which have declined in value, are usually not worth the effort.
- Tell a Compelling Tale About Each Item
A strong narrative can enhance the value of your item. If you have a high-quality item and are in a tough financial spot, sharing your story can lead to a better loan offer. Emotion and context can make a significant difference in negotiations.
Frequently Asked Questions (FAQs) – What Can I Pawn for $100?
What Will Pawn Shops Pay the Most For?
When you need quick cash, consider bringing in precious metals like gold, silver, and platinum, along with diamonds, gemstones, power tools, and firearms. These items typically earn you the highest payouts.
Pawn shops pay top dollar for jewelry, Glock handguns, or other firearms.
How Much Can You Pawn a TV For?
The amount you can get for a TV depends on its screen size and brand. If your TV is relatively new (under two years old), it will likely fetch a better price. For example, a 55-inch Smart TV might sell for around $649, while a 32-inch flat-screen could bring in about $138.
The pawnshop team will assess your TVโs features and condition to determine a fair offer.
What Household Items Can I Pawn?
Need cash fast? Consider pawning items around the house. Here are some things that typically sell well at pawn shops:
- Decorations: Lamps, artwork, and showpieces
- Childrenโs Clothes: Always in demand
- Furniture: Used pieces are popular with bargain hunters
- Electronics: Home and kitchen appliances can bring in decent money
- Baby Items: Baby gear is costly new, so itโs a hot commodity at pawn shops
What Will a Pawn Shop Not Buy?
Pawn shops generally steer clear of counterfeit items. Theyโre also unlikely to take books unless theyโre valuable first editions or signed copies.
Used video games and DVDs often arenโt worth much, so pawn shops typically pass on these.
Pawn shops never buy stolen goods. If youโre not the legal owner, itโs best not to attempt selling. Remember, pawn shops work closely with law enforcement and will ask for your ID and fingerprints before making a deal.
Conclusion – What Can I Pawn for $100?
Need quick cash? A pawnshop can be your go-to option, offering good money for marketable items you no longer need.
With a collateral loan, you can skip the hassle of waiting for a buyer, as you might with online platforms like Craigslist or Facebook Marketplace. Instead, head to your local pawnshop, where you can trade electronic tools or other valuable items for instant cash.
Pawning something for $100 is often easier than you think. Chances are, youโve got valuable items around the houseโjewelry, bikes, collectibles, gadgets, or toolsโthat you can part with. And if you decide you want your item back, you can always redeem it by paying back the loan with interest.
Turn your personal property into cash today and score the best deal for your pawned items!
Related read:
Founder of Spark Nomad, Radical FIRE, Journalist
Expertise: Personal finance and travel content
Education: Bachelor of Economics at Radboud University, Master in Finance at Radboud University, Minor in Economics at Chapman University.
Over 200 articles, essays, and short stories published across the web.
Experience: Marjolein Dilven is a journalist and founder of Radical FIRE, a personal finance platform, and Spark Nomad, a travel platform. Marjolein has a finance and economics background with a masterโs in Finance. She has quit her job to travel the world, documenting her travels on Spark Nomad to help people plan their travels. Marjolein Dilven has written for publications like MSN, Associated Press, CNBC, Town News syndicate, and more.