20 Mint Alternatives For 2025 [Free & Paid Money Apps]

Many are seeking financial advisors these days, but how about those who can’t afford one? This is where budgeting tools come in, and Mint is one of them. Here are the Mint alternatives that can help you with your financial goals.

It is hard to allocate finances like a household budget holder, especially when you have many expenses. You may leave out important expenses that would greatly affect your budgeting plans. Therefore, a tool that can help you organize those expenses is the best way to avoid unnecessary expenses, like late payment fees.

Generally, budgeting tools are designed to aid users in creating a budget and doing certain finance-related tasks. They have different functionalities, including bill payments, expenditure tracking, due date tracking, and even savings monitoring for your financial goals.

Using budgeting tools has several benefits. For example, it’s easier to manage a budget on a digital platform than on paper. Since most budgeting apps can be downloaded on your electronic device, you can also access your budget anywhere and at any time.

Furthermore, they can help you keep track of your spending patterns and due dates, which is important to properly manage your finances. These also allow you to handle all your financial accounts in one location. Some tools let you link your bank accounts, loan accounts, credit card accounts, and investment accounts for easy access. 

Many budgeting apps exist in the market today. One of them is Mint.

Mint is a great tool to take care of that. It is a budgeting tool that helps you manage your finances all in one place. Mint is a free app where you can see an overview of your financial health and track your savings and spending habits. Here’s our full Mint review for more details about Mint.

Are there other options out there? Why, yes! Let’s discuss the different alternatives of Mint and their offered features that you may find helpful when it comes to creating a budget and achieving your financial goals.

20 Mint Alternatives

Mint is one of the more popular financial apps used by people today. Yet, despite its great features, it may not be suitable for everyone. This is especially true if you’re looking for a tool designed for business accounting and other complex tasks. Fortunately, you can find a lot of recommended software for accounting out there that can serve as great alternatives.

Remember exploring the other apps before settling down on one platform lets you discover features that you didn’t know you needed when managing your money. Find out here the best alternatives of Mint. 

Some are free, while some provide their services at a reasonable price. If you think the free option will not cut to your liking, here are the budgeting tools or apps worth investing in.

1. YNAB (You Need A Budget)

YNAB or You Need A Budget is a multi-platform budgeting program that focuses most on planning. Unlike Mint, which helps you track your spending habits. 

YNAB has a lot to offer, such as bank syncing, personal support, goal-setting, and real-time budgeting. These features make it possible for you to be able to access and manage your resources efficiently. This is an excellent app for those who are interested in zero-based budgeting, where you allocate all the money that comes in every month.

YNAB is more than just your money tracker. It shows your progress with any of your goals in the app. Plus, they have a special promotion where you can try it out for 34 days. To know more about the differences between Mint vs. YNAB, you can check out our YNAB review.

After the free 34-day trial, there are two plans to choose from the monthly plan costs $14.99, and the annual plan costs $98.99, which lets you save $81.

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2. Personal Capital

Personal Capital is a free financial budgeting and management tool with many features, such as an account dashboard for syncing accounts and analysis, a retirement planner, an investment check-up, and a fee analyzer for actual cost investing.

Personal Capital makes money on asset management and not on budgeting. It is a hybrid financial platform that is considered the best human-assisted robo-advisors. 

Personal Capital is a useful money management tool and is mobile-friendly for users. It also offers packages that include an account dashboard, accounts syncing, monitoring cash flow, savings, net worth, and more.

Some of the functions of the features are:

• The retirement planner lets you estimate how much you’ll have to save for you to retire, including plans on how to reach it. 
• The investment checkup analyzes and compares your present investment portfolio allocations versus the ideal allocations for your age and risk tolerance. This is to identify what kinds of adjustments are needed.
• Their fee analyzer computes hidden and management fees to check your investments.

Personal Capital focuses more on managing investments than budgeting. If you want to invest and get advised by Personal Capital, they require you to bring at least $100,000 in investable assets to the table, and once you’ve reached that, you may use the platform’s free budgeting tools.

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3. MoneyPatrol

MoneyPatrol is an advanced budgeting app that securely monitors your financial accounts and helps you track your money easily. Here are some of the features provided by MoneyPatrol:

• Plans weekly and monthly budgets
• Syncs your accounts information automatically
• Tracks bank accounts, credit cards, loans, and more
• Sends bill reminder notifications
• Provides financial reports

MoneyPatrol offers a 15-day free trial and costs $4.99 monthly. When you choose annual billing, you will have to pay $59.99 upfront for the first year. 

Unlike the other Mint alternatives, MoneyPatrol has the capability to connect your accounts like bank statements, credit cards, investments, etc., directly to the program. Once you have successfully synced them, you can now track your savings, checking accounts, credit cards, loans, etc.

This app lets you plan your budgets either weekly or monthly while monitoring the expenses on your accounts. MoneyPatrol also allows you to import your financial reports, track cash flows, and more.

Users say that there is an average impact of $5,000 when they use the app. What good news indeed when using a budgeting tool.

4. Tiller Money

Tiller is also as popular as Mint but works differently than the other apps. It shows and organizes your full financial data in a spreadsheet automatically updated daily.

Tiller also states that they are the only ones that update Google Sheets and Excel automatically for your expenses and transactions. To do so, you will have to sign in with your Google account, and in just 3 steps, you can have it all set up.

Here are some of the features of Tiller Money:

• Spreadsheet workflows allow you to use Excel’s familiar formulas, favorite add-ons, custom reports, charts, and pivot tables.
• Tiller does not display ads based on your finances and protects your data with 256-bit AES encryption and two-factor authentication.
• Tiller automatically organizes your transactions based on your guidance and rules. You can manually put down your transactions as well.
• Tiller uses Google Sheets templates for personal finance and businesses.
• Tiller lets you manage your finances in one location. You can view your daily transactions from different resources straight into your Google sheet.

5. CountAbout

CountAbout is a web-based service that allows you to automatically download your transactions into one place and easily plan your budget. 

One unique thing you can do in CountAbout is imported your existing transactions from Mint or Quicken. With this, you can now import data to Quicken, which is unavailable in Mint. 

CountAbout has no ads on its platform. However, you will have to pay the annual fee of $9.99 to access most of its features, like creating reports for your finances. CountAbout is a simple budgeting site that was made as an easy-access financial site for its customers.

6. PocketSmith

PocketSmith is no different from Mint and the other alternatives when it comes to budgeting. Here are several reasons why people consider using PocketSmith:

• Easy to understand net worth calculations
• Free version available
• Excellent budgeting app
• Excels with financial forecasting
• Has a “What If” scenario tester
• Has a tracking calendar for expenses and savings
• Premium account for $9.95/month
• Has a super-premium account for $19.95/month

PocketSmith focuses more on financial forecasting and can show your estimated finances for the next 30 years using your existing data and trends.

If you are having a hard time letting go of Mint, you don’t have to worry if you can use PocketSmith. It is compatible with Mint. 

The number one feature people love with this app is the “What if” scenario tester. For instance, if you are thinking of traveling or working abroad, this feature will show you what you need and ways on how to achieve your goals.

7. Moneydance

Moneydance is financial management software with features that include online bill payment, account management, net banking, investment management, budgeting, and more. 

Moneydance’s features are:

• Account summary provides you with an overview of the health of your finances, such as net balance, investments, expenses, and upcoming and overdue transactions.
• Has graphs and reports to help you to envision your expenses and income. The chart can be printed and saved as an image too.
• The account register helps you enter, edit, and delete transactions in your account. It also automatically calculates, shows the balances, and sorts the transactions after you are done making changes.
• Moneydance’s online banking features automatically categorize your transaction and clean up your history whenever required.
• Moneydance gives payment reminders that can be set up on your mobile as well as a desktop. It lets you follow your investments and generate a portfolio.

Moneydance offers a free trial. Unfortunately, they do not provide a free version of their features. Moneydance prices start at $49.99 per feature.

8. Quicken

Quicken is a finance app that can be used with your Quicken desktop software and mobile app. Using the Quicken mobile companion app, you can sync the Quicken desktop data to your devices, such as your smartphone or tablet. So you can access it anytime and anywhere.

Quicken has different plans. A starter plan costs $35.99 per year with only limited features. They also offer home and business plans where all features are available for Windows users and cost $93.59 annually. 

Using the Quicken app, you get to enjoy its features like an account dashboard where you can view your deposit and credit card accounts, automatic transaction categorization, automatic export of files to Excel, personalized budget templates, and customer service to cater to your queries. 

Quicken is considered on par with Mint. Both are recognized to have great personal budgeting software. They both have features ideal for household budgets and small business owners looking for cost-effective ways to manage income and expenses.

Quicken’s other plan options:

• Deluxe – this plan lets you have a sophisticated account dashboard that gives an overview of your deposit, credit card, loan, and investment accounts. This plan costs $51.99 per year and has a sale price of $46.79.
• Premier – you get to access features like investment analysis, tax planning, online bill pay tools, and a home market value analysis tool. The premier plan costs $70.19 yearly.

Quicken is the perfect tool if you are looking to budget your household expenses and manage your cash flow. Otherwise, Quicken has its own vital components that can help you organize your accounts and save more money.

9. Empower

We can’t deny the popularity of Mint, and its offer to access their features for free makes budgeters choose it. However, there are also benefits when you pay for extra value.

We’re talking about Empower Finance and its advanced level of managing money. For only $8 a month, you get to do more than just budget. 

Empower also syncs to your financial accounts and imports your transactions. You can choose to create your budget either daily, weekly, or monthly. 

Why do people love using Empower? That’s because Empower is unique in the way that it does an extensive analysis of your income and spending patterns to determine and suggest different methods for saving money.

Empower Finance lets you check the better deals on your existing bills by searching for an option to spend less, and it can also negotiate with your current provider to lower your bill. Pretty convenient, right?

Aside from the deep dive review, it has an AutoSave feature, a benefit that allows you to find surplus cash flow and stash it into a separate account, helping you achieve your saving goals.

Other features you get to enjoy with Empower finance include an interest-bearing checking account without minimums and access to a personal money coach via chat. Empower Finance offers a free 14-day trial to try and explore their software. After that, you will have to pay $8 monthly to continue.

10. Truebill

Truebill is a multi-functional finance app for those who are looking for assistance with monitoring their expenses or managing their finances. Using Truebill, you can just simply sync your financial account and let the app do its work.

This app reviews your transaction history to determine how much money is available to spend in different categories. Truebill lets you set goals and set reminders when you have reached the limit of your spending.

Truebill’s features are truly helpful with budgeting. They also help you automatically cancel unused subscriptions, negotiate your bills, get advances on your paycheck, and even automate your savings.

Truebill’s standard features are free to use. However, if you want to make the most of the app, you must subscribe to a premium account ranging from $3 to $12 monthly.

11. Mvelopes

Mvelopes, just as the name states, is an envelope budgeting tool. It helps you in organizing your finances. With envelope budgeting as your assistant, you can pay off your debt, save more money, and spend less.

To start with, you will have to create a Mvelopes account and then connect your bank account to the tool. After linking, the apps will help you build a monthly plan for your expenses that aligns with your financial goals.

Mvelopes lets you try its program for free for 30 days. After that, they provide you with their 3-tiered plan that costs $5.97 to $19.97 per month. Their basic plan allows you to use the basic tools, while the premium lets you use all their features and gives you an opportunity to have a quarterly meeting with their financial coach.

12. EveryDollar

EveryDollar has two plans offered. The basic one lets you manually budget your finances for free. The plus version costs $129 per year, which automatically imports your transaction, and is provided live customer support, which is costly.

This app has only a simple budgeting and personal finance app provided by the money management guru Dave Ramsey. If you’re following the Dave Ramsey baby steps or want to comply with the budget percentages Dave Ramsey set, this is the app for you. 

The app does not allow external account sync or importing transactions if you’re using their free version. The free version is enough for individuals and families and is mostly used for a simple housing budget.

Are you one of those who have complicated finances? Then EveryDollar Plus is for you. For $129.99 per year, you have all their features. With a syncing feature, most of your external accounts will automatically be imported into the platform’s spreadsheets.

13. Goodbudget

Goodbudget is another enveloped-based program. It has two existing plans to choose from, the free version with limited use of the features and the plus version allows you to use all the features offered and used by most people with a complex household budget.

Goodbudget Plus has two payment options you can choose from, one is $7 monthly, and the other is $60 per year plus tax.

Goodbudget features include envelope-based budgeting, which can accommodate up to 7 years of financial history, multi-functional money management capabilities, and debt tracking.

The Goodbudget app has 20 envelopes, one account, and two devices. 

This app is your typical budgeting tool where it helps you manage your finances. For families with a complex budget, Goodbudget Plus is what you just need to have unlimited envelopes, unlimited accounts, and five devices. 

It’s hard to miss the Goodbudget app when you are facing a great deal of high-interest debt. Its features can help you create a strategic plan for paying them off.

14. Banktivity

Banktivity is formerly known as iBank personal financial management, created for macOS only. According to Banktivity, you can save an average of $500 a year and 40 hours of time by using their platform.

Banktivity shines brightest with its bill pay options and debt management tools features. With Banktivity, you can now pay bills for more than one bank account. Bills can also be merged, so you don’t have to worry about looking for your monthly bills every time you pay.

Banktivity also lets you customize your budgets. For example, if you want to pay your mortgage from one bank account and your children’s tuition fee from another bank account, it’s possible with Banktivity. You don’t have to access your online bank individually; you can do it directly in the app.

Banktivity is free for 30 days; a plan ranges from $49.99 to $99.99 annually.

15. Wally

Wally is a financial app that works on iOS mobile devices only. Wally is a great tracking app for your expenses and lets you set up budgets weekly or monthly.

Once you’re done creating an account, you can now link your accounts and credit cards to Wally. This app automatically reviews your transaction history for up to 2 years and will also give you an insight into where your money has been going.

Wally also provides a calendar and sends you alerts when your bills are due. You can also set a limit amount to your spending by category and track your progress in real-time monthly. Aside from that, you can also choose an option to set money aside. In this way, you can reach your financial goals in no time.

Wally allows you to use their free trial even so not all features can be accessed. With their premium account “Wally Gold,” you can use all the components for $35.99 per year or $47.99 for lifetime access, including syncing all your bank accounts.

16. Quickbooks Online

Quickbooks is an accounting software package created and marketed by Intuit. This program is developed to help small and medium-sized businesses handle their finances. 

For those who are looking for full accounting software that you can access online or who treat their finances like a business, then Quickbooks online is for you. Far from Intuit’s Mint, QuickBooks Online can coordinate your bank statements.

From your side hustles to a full-time business to managing real estate, QuickBooks is number one. It is the most recommended software with a free 30-day trial. After the free-day trial, the monthly cost starts at $4.80. If you are an accounting professional, you get to use Quickbooks Online for free.

17. Status

Status is recognized as one of the best social networks for your finances, and it lets you connect with your friends and family, where you can share financial tips and reports with them. Besides, you can also compare your finances and produce insights that will help you manage your money in the most innovative way.

Here are some features you get to enjoy with Status:

• Status helps you connect with your peers, provides you with the latest information related to finance, and lets you anonymously post questions.
• Status operates similarly to a social media account for all your finance-related queries and topics. Where it can also help you to earn rewards and badges.
• Status links all your accounts, monitors and categorizes your financial data, and helps you to perform comparisons.
• Other features are net worth tracking, easy budgeting, cash flow projections, free credit monitoring, account alerts, and more.

Status is a free software product that you can enjoy to the fullest while at the same time helping out with your finances and saving goals.

18. MoneyStrands

MoneyStrands is a free financial budgeting app for iOs and Android platforms. It may not be as attractive as the other competitors, but MoneyStrands has its own features that will make you use it.

MoneyStrands features involve automatic syncing with your financial accounts, personalized budgets with custom spending categories, saving goals, and giving limit spender alerts whenever you are near your spending limits.

MoneyStrands can sync not just your financial accounts but also your bank accounts, brokerages, and money-transfer apps. With this goal-based budgeting, you can achieve your short-term financial goals and long-term savings goals fast.

It has personalized budget features that allow you to set category-based spending limits and ensure that you are continuously spending less than your income.

19. Buxfer

Buxfer is an online money management software for tracking expenses, budgeting, bill reminders, savings, etc. Buxfer offers a free version of its services but you can also choose their different plan with different features that suit your needs.

Buxfer has a 5-pricing tier for your financial life. You can check them here:

• Basic – The free version of a limited plan allows no more than five linked accounts and five budgets, making it ideal for straightforward financial situations. You can also set reminders and savings goals with this plan.
• Pilot – This plan gives automatic account syncing and transaction tagging.
• Plus – This plan gives you unlimited linked accounts and budgets. This plan costs $3.99 per month.
• Pro – Costs $4.99 monthly. This plan provides you with budget forecasting and cash flow tracking tools for deep-dive insights into your spending and savings.
• Prime – This plan allows you to buy what’s essentially an unusual financial planning suite. Buxfer’s Prime plan has many features such as automated account syncing, unlimited linked accounts, rules, budgets, and reminders, investment tracking, savings goals, budget forecasting, complete data backup, phone and chat support. This plan costs $9.99 monthly.

Buxfer works with almost 10,000 United States financial institutions, which means your bank may be on the list. If so, you can now easily link your bank accounts without the hassle of manually encoding them to this app.

20. Neobudget

Last on our list is the Neobudget, another financial budgeting app that’s been existing under the radar for years. This app is also called the digital version of analog envelope budgeting, where users can customize each spending category or envelope with a set of monthly allocations. 

Neobudget is the same as the other competitors, and it provides different plans that involve a free version that costs you nothing and the standard version where you will pay but lets you use more features.

Neobudget has features like envelope-based budgeting, manual transaction entry, data exporting to a third party, bulk transaction importing, and more. That makes it easier to organize your accounts, bills, money, and other key elements for finances.

NeoBudget’s free version allows one user, one account, and 10 envelopes made for individuals and frugal couples with uncomplicated financial situations. While the standard version lets unlimited users, statements, and envelopes far better for those who have a complicated financial situation.

The standard version has two different payment options: $4.95 per month or $49.95 yearly. Both of the plans automatically renew by the end of the term.

Overall – Mint Alternatives

Mint is developed for budgeters who wish to reduce their expenses, study their spending patterns, and save money. Although Mint is a popular platform, it may not be for everyone. That’s why we need to know the Mint alternatives that may be more valuable and convenient to your needs.

No matter what kind of budgeting you do, it’s much more in-depth and hands-on when there is a tool to help you manage your accounts, budget, bills, expenses, and money. Check out all the alternatives we have listed above to know which one suits you the best in helping you achieve your financial goals and climb the ladder to an independently wealthy life.

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