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YNAB Review – Is You Need A Budget For You?

Budgeting and planning your finances is always challenging. You Need A Budget (YNAB) is one of the top budgeting tools out there.

Another financial management app is making a name in the industry. Get to know here why it can help you take control of  your finances.

You Need A Budget (YNAB) is a financial budgeting tool that uses zero-based budgeting. YNAB is designed on the philosophy that every dollar needs to have  a job.

What Is YNAB?

YNAB advises you to put all your money to use. You don’t have to worry about a single thing once you have created an account in the app.

How Does It Work?

YNAB is not limited to just checking and calculating your finances. It provides rules to help you reach your goals. Here are YNAB’s features and  their roles.

You Need A Budget (YNAB) Features

YNAB provides detailed reports for your transactions through charts and graphs, which are made simple to monitor your progress.

1. Reports

Their goal tracking feature is not limited to budgeting and can be used to set goals around saving, investments, loans, and achieving long-term financial goals.

2. Goal Tracking

Most of the features offered by the other budget apps are restricted to individuals or businesses. Only a few provide dual budgeting, and YNAB is one of them.

3. Dual Budgeting

YNAB has a mobile app. Yes, it’s not just a web financial management software but with an app too.

4. Mobile App

With YNAB, you may choose to manually enter your data or link it directly from your bank accounts. This app is built with a purpose to make your financial life easier.

5. Manual Or Automatic Data Entry

If you are looking for a software or app that does an incredible job and goes beyond budgeting, then  YNAB is what you  are looking for.

Is YNAB The Right App For Me?

YNAB  helps you save more money than it charges us. Their users save $600 in the first  two months of using  the app, and after  a year, they have  saved $6,000.

Is YNAB Worth  The Money?

The YNAB team doesn’t have access to their customer’s budget data. All budget information is access-controlled, requires approval by the customer for  every request.

Can I Trust YNAB?

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