You Need A Budget (YNAB) is a financial budgeting tool that uses zero-based budgeting. YNAB is designed on the philosophy that every dollar needs to have
a job.
YNAB is not limited to just checking and calculating your finances. It provides rules to help you reach your goals.
Here are YNAB’s features and
their roles.
Their goal tracking feature is not limited to budgeting and can be used to set goals around saving, investments, loans, and achieving long-term financial goals.
Most of the features offered by the other budget apps are restricted to individuals or businesses. Only a few provide dual budgeting, and YNAB is one of them.
With YNAB, you may choose to manually enter your data or link it directly from your bank accounts. This app is built with a purpose to make your financial life easier.
YNAB helps you save more money than it charges us. Their users save $600 in the first
two months of using
the app, and after
a year, they have
saved $6,000.
The YNAB team doesn’t have access to their customer’s budget data. All budget information is access-controlled, requires approval by the customer for
every request.