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Workers’ compensation is a business insurance policy purchased by employers to cover medical costs, lost wages, and other expenses for employees who are injured or become ill on the job.
State laws set time limits for filing workers’ comp claims, so when beginning the process, you should note what you need to include in your claim—and by when.
Illnesses or injuries suffered before starting a job are typically not covered, especially if the work did not exacerbate the problem.