What happens to credit card debt when you die? If you are wondering what happens to your credit card debt after your death or whether your survivors will be liable for it, let's find
out here.
What Debts Are Forgiven When You Die?After a person dies, the assets and liabilities pass into their estate. The penalties are paid before the proceeds are given to the heirs.
If your husband opens a credit card account after your marriage, it is automatically a joint account. Therefore, you will be responsible for paying off the
debt amount.
According to the FDCPA (Fair Collection Debt Practices Act), debt collectors cannot use unfair or deceptive practices to collect the remaining debt amount from any relative.