Vanguard has over 100 Vanguard funds that track indexes in the US and international markets for both stocks and bonds.
VIGAX is a passively managed index fund trying to match the performance of the underlying index. The expense ratio for VIGAX is 0.05%.
The portfolio tracks two indexes representing US equities and US taxable bond markets, investing around 60% in stocks and 40% in bonds.
VDIGX has an expense ratio of 0.22%. The minimum investment for VDIGX is $3,000 for regular accounts and $500 for IRA accounts
If you’re looking for a balanced investment approach with maximum tax efficiency, VTMFX may be a good fit.
It means that if the stock market takes a dip, your fund will automatically sell some of your stocks and buy more bonds, which are less risky.