Debts will only increase the amount you must save each paycheck and will take longer to reach your savings goal.
Figure out how much you need to save each month to reach your goal, and then create a budget that will allow you to do that.
There are several different ways to save money, so it’s important to find the ones that work best for you.
Once you’ve started putting money away, resist the temptation to spend it on other things.
Take the time to celebrate your accomplishments. That will help keep you motivated and on track.