If it is hard for you to stick to a budget or have money left at the end of the month, try a no-spend challenge.
Are you currently investing? If you have taken steps to invest your money, it is time to review and check your accounts.
When you know your net worth, you know where you stand financially at this very moment.
It is not about meeting this goal, whatever it takes. It is about changing your financial habits and making sure that you save money every month.
The principle of debt payoff is that you can use the freed money to pay off your next debt when you pay off one debt.
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