If you want to pay yourself first and increase the amount you save every month, starting with your employer’s retirement program would be wise. When your employer offers a retirement plan, enroll.
Start with what you can at this moment in time. Start with $50 per month and see how that goes. Evaluate after a month.
Start a side hustle. Popular side hustle ideas include flipping things for profit, testing websites (this pays very well), starting a blog (my favorite), or becoming a transcriptionist.
Living stingy is not bad after all since you will be giving much more importance to the things that you really need rather than spending on stuff that you don’t really need.