No Credit Check Loans: What You Need To Know In 2022

If you have bad credit, getting a loan can feel almost impossible. No credit check loans can help.

Even if you have NO credit, you can sometimes be completely cut off from the benefits of the financial system.

What Is A No Credit Check Loan?

A no credit check loan is pretty simple in concept – it’s a loan that doesn’t require the lender to pull your credit history to qualify. Sometimes you could use your income or an asset such as your car as collateral for the loan.

What Your Credit Score Means

Your credit score can range from 300 – 850, with 300 being the worst and 850 being a perfect score. The ranges that get you the best interest rates or loan options are a little fuzzy.

How To Check Your Credit Score For Free

You are legally entitled to get a free copy of your credit report once a year from each of the three major credit bureaus (Transunion, Equifax, and Experian). You can do this easily online at

What If I Have Bad Credit?

– Dispute any errors you find on your credit report – Pay off small balance loans – Keep your credit balance as a percentage of total available credit low – Limit new credit inquiries

No Credit Check Loan Options

– Payday Loans – Pawn Shop Loans – Title Loans – Loans From Relatives Or Friends