When I just started working, I figured that I wanted to save money so I did a no-spend month challenge.
It’s so very hard, don’t underestimate this! I did have plans for one night out this month and I made it out alive.
I kept track of my general spending with categories, but not tracking where every single penny went.
Before, when I felt like it, I took something from the salad bar. Now I really had to wait and eat what I brought myself. That’s how to train to control your impulses.
Now I want to save money on my groceries, I only go grocery shopping once per week.
It’s not like I’ve been born with the habit of saving 60% or more of my income. It’s all about the habits that I build around money.