I love money – saving money and making more money is my jam. But every now and then I’m completely unmotivated and want to spend all of it.
If you have savings or debt payoff goals, pay those things first. When you receive your salary, this amount goes automatically towards your financial goals.
If you want to set up a budget – be clear about why you want to do it. If you want to go on holiday, that’s a good goal. It’s important to keep your budget as realistic as possible.
Sharing your goals with others will work for sure! If you don’t have any friends who are into budgeting and money, there are many ways to do it. Share it on social media. If you want to take it to the next step: start a blog!
There are different methods to make your goals visual. You can cut out photos of magazines and paste them onto a blank paper. You can use Pinterest to make a digital version – let’s connect on Pinterest so I can see what you’re making. Or you can print out a single photo and keep it with you.
Setting smaller goals in between will help you to steadily work towards your financial end goals. It’s a nice way to challenge yourself – make it a game. This will keep you motivated and on track.
If you’ve set up your budget and have taken care of the accountability – it’s important to keep track of these smaller goals you’re setting. Every now and then you should review your process.
For everyone who is not thrilled about sitting down to keep track of their budget, try to reward yourself for doing it. Make it fun! Give yourself a nice treat when you’re working on your budget. Get a snack you love, go on a walk, go to your favorite bookstore, do something you love.