How To Lock Your Credit – What It Means And Why You Should Consider It

Fraudulent claims on loans and leases are the fastest-growing kind of identity theft in the United States.

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Locking your credit is a preventative measure you can take to prevent any person or agency from accessing your individual information.

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You will need to request locks for each credit report to prevent all credit checks as you navigate your way through, avoiding identity theft.

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Experian offers a program called ‘CreditWorks’ that has a credit lock available and provides monthly access to all three of your credit reports.

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Equifax has a program called ‘Lock and Alert,’ which is free to activate and use.

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TransUnion offers credit monitoring bundles along with its TrueIdentity subscription with a credit lock option.

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Monitoring your credit regularly and setting up fraud alerts for yourself are the first lines of defense for data safety.

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FOR MORE ABOUT THIS POST, VISIT RADICAL FIRE

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