How To  Dispute A Credit Report Error

If you’re trying to build your credit score, the responsible thing is to check your official credit report regularly.

A mistake on your credit report can lead to bad credit, even if you’ve been a responsible spender.

There are a few different ways  to dispute your  credit report.

1. Digitally With The Credit Bureaus

The error could appear on only one bureaus’ report, or it could appear on all three. If it’s the latter, then you’ll have to start a separate dispute for each one.

2. Through Regular Mail

Certify your mail and keep track of your dispute to know if the bureau(s) you’re working with are responding on time.

3. File Your Dispute With Your Lender

Report your information directly to credit bureaus. Taking it up with your furnishers will change the original data in addition to your report.