How Do Credit Cards Work? Are They Worth It?

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Credit cards are a dominant form of payment, but how do they work exactly?

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How Do Credit Cards Work?

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Nobody “needs” a credit card. It should only be used by those that have the means to pay the bill on time.

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Good Money Habits For Credit Cards

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You need to determine how much money is enough for your lifestyle.

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Plan all of your purchases and learn to use sinking funds to save.

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Don’t wait for life to happen, and don’t plan to use credit cards for emergencies.

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When you automate it, you don’t have to think about it and can’t spend it.

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How Do Credit Cards Work? Are They Worth It?

Credit cards are a dominant form of payment, but how do they work exactly?