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Secured credit cards work like debit cards, where your credit limit depends on your security deposit.
The credit card issuer determines the amount of cashback and qualifying purchases. Depending on the card, a general cashback ranges from 1% to 2%.
The co-branded card can be a hotel, an airline, or a store credit card.
Travel credit cards offer points or miles for all eligible purchases. The accumulated miles or points can offset travel-related expenses through a statement credit.
Credit cards work as a revolving line of credit. You can make a purchase even though you don’t have the money upfront. And you’ll also earn rewards for using it.