53 Ways  You Can Embrace Frugal  Living Today

For some of us, frugality comes naturally. But for others, frugal living conjures up images of a miserly, meager existence. No wonder so many tune out when the topic of frugality comes up!

Ways You Can Embrace Frugal Living Today

Are you pumped up and ready to start saving? Here are my favorite frugal living tips to help you save money and  spend less.

Revisit your recurring expenses to see if you can reduce, cut or optimize them. Revisit your expenses annually at minimum.

1. Regularly Revisit Recurring Expenses

Every year or so, shop around and get two to three  new quotes on your  recurring expenses. 

2. Shop Around And Get New Quotes

Instead of leaving for a competitor, try negotiating with your biller then negotiate for a discount or get them to meet (or beat) a competitor’s rate.

3. Ask For Loyalty Discounts

Some billers offer a discount to customers who pay their bill once a year or all upfront versus monthly.

4. Pay Annually (Or All Upfront) Instead Of Monthly

Maximize your spending by paying with a rewards credit card. Even better—use a card that offers higher-earning categories.

5. Pay With A Credit Card

for more ways you can embrace frugal living today.