7 Dave Ramsey Baby Steps For Financial Freedom


Becoming debt-free gives you peace of mind since you don’t owe anything to anyone. You have all the freedom to make financial decisions on your own.

Why not try and follow the Dave Ramsey baby steps that promise to help you get the most out of life and work your way towards a better, more financially stable future.

Dave Ramsey is known for his step-by-step guide on how to get out of financial crisis known as Dave Ramsey  Baby Steps.

Baby Step 1: Save $1,000 in an emergency fund Baby Step 2: Pay off all debt (except your mortgage) using the debt snowball method

Baby Step 3: Save 3-6 months of expenses in the form of an emergency fund

Baby Step 4: Invest 15% of your household income towards retirement Baby Step 5: Save for your children’s education fund

Baby Step 6: Pay off your mortgage early Baby Step 7: Build wealth and give back