If you’re trying to build your credit score, the responsible thing is to check your official credit report regularly.
What did we do? We tied self-worth to net-worth, resulting in judging the value of our lives based on how much we own.
Typically three credit bureaus (Equifax, Experian, and TransUnion) provide free, annual reports.
First, check if all of your personal information is accurate and up-to-date.
The error could appear on only one bureaus’ report, or it could appear on all three. If it’s the latter, then you’ll have to start a separate dispute for each one.
It’ll take a little longer to get your dispute submitted, but this method is just as effective as submitting it online.
Data furnishers – your lenders and creditors – report your information directly to credit bureaus.