If you’re a first-time buyer, there are some essential things to consider when buying a house. It’s a huge life-changing decision, both financially and in terms of lifestyle.
Head over to your bank and speak with a loan officer. They will help you calculate your debt to income ratio and give you an approximate idea of the amount of house you can afford.
These are non-negotiable qualities of the home that you need in your life. These deal-breakers can make or break your decision to pull the trigger on making an offer.
Having these ready to go in one easily accessible folder can save time and streamline the process with your bank.
A good real estate agent will also help you during the escrow process – calling the bank and the sellers to ensure that things are going smoothly.
No matter what you decide to buy, make sure to arm yourself with the information you need to make the best possible decision.