Making on-time payments that are reported to your credit history is great. That means your credit score is getting a positive benefit from those payments.
All of the following bills could impact your credit score for better or worse.
- Rent payments
- Utility bills
- Insurance payments
- Mortgage payments
- Medical bills
Also remember that building your credit is completely doable, but it might take some time. Be patient—pay your bills on time and in the meantime, try a few other methods to bump up your credit.