Save Money

At the beginning of your journey, focusing on your savings rate helps. Learn here why your savings rate is more important than your rate of return!

The views and opinions expressed in this article are those of the author only and are not endorsed by Credit.com. Shopping for “needs” is one thing, but we all know how huge sales can convince us to stock up on “wants.” You know how it goes–you head to the store to pick up bread and milk only to come home with a new coffeemaker. It’s human nature to fall for a good deal, so you shouldn’t be too hard on yourself. Not surprisingly, the same story can apply … Read more

Do you believe that the best things in life are free? If you want to save money and love free things, read on and stop wondering, “How to get free stuff near me?” Due to the rising cost of living, saving money by receiving free stuff looks attractive to most of us. We would want to save and spend money for more than our basic needs, right?  While many people may believe that nothing comes for free, there are still ways to get freebies, paid for with just … Read more

Do you want to quickly check on your personal finances through the ease of your smartphone? Unfortunately, numerous budgeting apps on the App Store and Google Play Store can be challenging to determine the top budgeting apps that match your goals and lifestyle. Fortunately for you, we listed the best budget apps that can best fit your needs. Are you a fan of Dave Ramsey’s advice and the zero-based budgeting strategy? Or, are you a couple looking to improve your money management skills to reach your financial goals? … Read more

The summer months are one of the most popular times to travel. Families with young children are often locked into summer travel due to school schedules. Even some adults have work schedules that make summer the most convenient time to travel. The upshot: Without proper planning, summer travel can be crowded, chaotic, and expensive. While there isn’t a magic “best” time to book summer travel, there are a few things that can help ensure smooth sailing. Things to Keep in Mind When Booking Summer Travel For many top … Read more

For some of us, frugality comes naturally. But for others, frugal living conjures up images of a miserly, meager existence. No wonder so many tune out when the topic of frugality comes up! But what if I told you living frugally doesn’t have to be painful or boring? And—what if I also told you it could bring financial peace, security, and even freedom? It’s true. A frugal lifestyle can provide all this and more. In this article, I’ll share the whys and hows of frugal living. Then, I’ll … Read more

Buying a home is a big deal and a significant investment. For most of us, our house is our biggest expense. But, more importantly, our house is our home. It’s where we relax, rest our heads at night, probably work from now, and it’s what keeps us, our family’s, and all of our stuff safe. Our homes are essential pieces of our lives, and if something were to happen to them, it would need to get fixed. Issues vary from minor fixes to major problems. These major issues … Read more

Couponing has become a very popular hobby for many people. Who doesn’t want to find different ways to save money? Couponing can be a very effective tool for saving money on everyday household items and groceries. It is also quite possible to use coupons and get many products for free, or close to it! To get you started, here is a list of tips for couponing as well as a list of the best stores to coupon. Whether you’re just starting with couponing or you’re an extreme couponer, … Read more