Gillian Manning

How to Dispute a Credit Report Error

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How to Dispute a Credit Report Error

If you’re trying to build your credit score, the responsible thing is to check your official credit report regularly. A mistake on your credit report can lead to bad credit, even if you’ve been a responsible spender. Keeping up with your credit report is vital. Mistakes are more common than you might think. A study from Consumer Reports found that more than a third of people see an error on their report. Errors can pop up because: There was a technical issue with a payment Negative information has … Read more

Straightforward Ways to Get Out of Debt

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Straightforward Ways to Get Out of Debt

Financial freedom might seem out of reach while staring up at a mountain of debt, but no one appears at the top of Mt. Everest. You get there one step at a time. “Right now, many Americans are a medical emergency or a natural disaster away from bankruptcy,” says Debt.com chairman Howard Dvorkin, CPA. “Their finances are so precarious, any income disruption or debt addition would push them over a cliff.” You’ll be much more successful if you have a thorough attack plan for your debt. Once you … Read more

How to Buy a House With Bad Credit

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How to Buy a House With Bad Credit

Buying a home is integral to the “American Dream,” but it is increasingly out of reach for many hard-working adults. The property market has been highly competitive over the last year because the housing supply has shrunk dramatically. Now, many adults have given up on owning a home and expect they’ll rent for the rest of their lives. While most of the older generations will have their own homes through retirement, less than half of the largest group in the workforce – Millennials – think they’ll have that … Read more