Providing a comfortable home for your family is always on top of every parent’s priority list. However, furnishing a home with quality furniture can easily cause unnecessary debt that wreaks havoc on your monthly budget. Fortunately, many places sell affordable furniture so you can give your home the relaxing atmosphere and stylish look you want.
This article will explore the best stores to find inexpensive furniture and other tips for saving money when furnishing your home.
Where to Find Affordable Furniture
Most families can not dodge the effects of inflation as the cost of everything continues to rise. Therefore, saving more cash you earn from logging many work hours during the year is more critical than ever for families. One way to do that is by spending less on the non-essential items in your budget, including furniture. Here are some excellent options for finding quality, affordable furniture that fits your budget.
Amazon has everything, even affordable furniture. You will find any furniture you need in a wide range of prices that are sure to fit most people’s budgets. First, look for your next sofa, loveseat, recliner, or ottoman for your living room or dresser, mattress set, or headboard for your bedroom. Then, read reviews to ensure you get the type of quality you desire. No matter what you need, Amazon has a huge furniture selection.
Dot & Bo
Dot & Bo has a massive variety of furniture and decor from over 70,000 independent merchants. With the vast number of products to choose from, you will find what you are looking for in the price range you need. You’ll find living room furniture, bedroom furniture, outdoor furniture, dining room furniture, and so much more.
If you prefer modern furniture styles, from mid-century to minimalist, look at the products AllModern has to offer. This Wayfair-owned company aims to make the modern home aesthetic accessible to everyone, even those on a small budget. They offer free shipping for orders over $35 and have an extensive product offering for just about any decor need. Lamps, stools, benches, mirrors, you name it, they have it.
Birch Lane is another Wayfair-owned furniture company with the same featured categories of furniture as AllModern. However, shoppers who love the farmhouse and traditional design aesthetic will prefer Birch Lane over AllModern. The prices for sectional sofas start under $2000, and they have many upholstery colors and fabrics from which to choose. You’ll find quality pieces at great prices for your home furniture needs.
Owned by Walmart, Hayneedle is another excellent online store to shop for affordable furniture. You will find all design styles and a large selection of inexpensive furniture. For example, Hayneedle has over 200 options for 5-piece dining sets (dining room table and four chairs) priced between $300 to $600. They also offer free shipping on everything.
LexMod is an online shop full of on-trend affordable furniture for the home in just about any style. You’ll find indoor and outdoor furniture, home office furniture, and plenty of other home decor options to help you furnish your home under budget. LexMod also offers free furniture delivery.
You’ll find more than just cheap clothes at Kohl’s department store. They also have a fantastic selection of inexpensive furniture from which to choose. In addition to furniture for your home, Kohl’s has a wide selection of kids’ room accent pieces, bedding, and curtains. In addition, they offer store coupons so you can save even more money on your furniture purchase. You can also earn Kohl’s cash on your purchases to use on a future purchase.
Etsy is an online marketplace that helps buyers in search of unique items connect with the creators and sellers of such goods. You will find primarily handmade and vintage items on Etsy. There are endless product options to decorate your home. If you are looking for a one-of-a-kind furniture piece for your home, be sure to search this online marketplace.
Raymor & Flanigan
Raymor & Flanigan is a well-known furniture store that offers reasonably priced quality furniture. They have furniture for every room of your home. You’ll also find rugs, accent chairs, entertainment centers, and mattress sets. Check out their furniture outlet for discounted prices.
Consider yourself lucky if you have a Nadeau store within driving distance. You will find distinctive, handmade furniture at unbeatable prices. Nadeau does not sell mass-produced furniture, so if you are looking for something that is one of a kind and you live near one of their 30 retail store locations, it’s worth the drive.
Poly & Bark
Poly & Bark is an online furniture store that prides itself on offering exquisite furniture pieces at 50% less than traditional retailers. The company describes its furniture style as “globally inspired by a melting pot of cultures.” Quality craftsmanship is the foundation for each piece. Also, they have a generous return policy allowing you to try your piece at home for 100 days. You’ll find furniture sets for every room in your home.
TJ maxx | marshalls | home goods
You will find affordable furniture and home furnishings at these three retailers owned by TJX Companies. Although TJ Maxx and Marshalls focus on brand-name and designer clothing and shoes, you will still find a selection of accent furniture and other home accents.
At Home Goods, you’ll find a store full of accent furniture, accessories, and home decor priced at 20-60% below full-price retailers. While you won’t find many options for large furniture pieces such as sofas, sectionals, bedroom sets, or dining room sets, the store’s ever-changing accent furniture inventory can inspire your next home decor project.
What if It Isn’t Affordable Furniture?
Have you ever spotted the perfect piece of furniture for your home and then had to pick your jaw up off the ground when you saw the price tag? It’s happened to all of us at one time or another. Luckily, there are ways to get the look you want without going into debt. Use one or all of these ways to save money on your dream furniture.
Create a furniture budget
Assessing your financial situation to determine what you can realistically spend on furniture is essential to avoiding debt. In addition, setting a limit on your furniture purchase will help you identify where to shop. For example, if you have a $500 budget for a couch, avoid looking at high-end name-brand stores, or you risk walking away disappointed.
Start a sinking fund
If you don’t have the cash readily available after determining your furniture budget, you may want to start a sinking fund for your furniture. Sinking funds are simply money you set aside for a known upcoming expense or purchase. For example, you could save a small amount of money from each paycheck and place it in a cash envelope to keep it safe for your furniture purchase.
Play the Hi-Low Game
Maybe you have your heart set on a single piece of furniture that is slightly out of your budget. If that is the case, look to save money on other furniture or accent pieces you will be purchasing for your room. For example, if the sofa you love is an expensive piece, look for an inexpensive coffee table, side tables, throw pillows, etc., to offset the extra money needed for the sofa, so the overall cost comes in under your budget.
If you only need one piece of furniture and it’s over budget, look for ways to save money on other areas of your household budget to compensate for the overage. For example, can you cut back on the number of times you eat out per month to put that money toward your must-have sofa? By compromising on other non-essential expenses, you can afford your dream furniture.
Sell your stuff
Nowadays, making extra cash is very easy by selling things you don’t need. So, if the furniture piece you have your heart set on is over budget, you could sell your stuff to earn extra money. For example, you could sell your old furniture on Craigslist or Facebook Marketplace or sell your clothes or your kids outgrown clothes on Poshmark or ThredUp. You can declutter your home while earning money for the furniture piece you want.
Hunt for a knockoff
Is the furniture you love an expensive designer piece? Instead, look for something cheaper in a similar style, color, and size to the furniture you want. Scour cheap furniture stores for a knockoff of the costly designer furniture you have your eye on. You’ll save big and still get the look your after.
Find a store coupon or discount code
Sign up for a store’s email list to be notified of unique discount codes and special sales and to receive store coupons. Try to hold off on your furniture purchase until you can purchase it discounted.
Don’t forget your favorite browser extensions for cashback on your furniture purchase when shopping online. Browser extensions and apps to check for cashback or coupon codes are:
Shop holiday sales
The ideal time to shop for furniture is during holiday sales. The best holiday sales to shop for furniture during the year are President’s Day, Memorial Day, 4th of July, and Labor Day sales. In addition, black Friday and Cyber Monday are excellent times to buy furniture on sale.
Final Thoughts on Where To Find Affordable Furniture
It is possible to make your home comfortable and stylish, even on a small budget. Knowing where to find affordable furniture will help jumpstart your search for the perfect piece. Then use the money-saving tips to keep more cash in your wallet.
This post originally appeared on Hello Sensible.
Lisa is a personal finance enthusiast and founder of AdaptYourDollars.com, where she writes about her knowledge of frugal living and money management. Her goal is to help women gain control of their money to live their best lives possible. When she isn’t writing or at her day job helping people, she can be found cheering on her kids at their sporting events, baking bread, or running.